Description:
Fair Lending enforcement is evolving, and 2026 will bring new priorities for financial institutions. Regulators are focusing on redlining, algorithmic bias, CRA reform, and the responsible use of AI in credit decisioning. This session provides a clear, practical guide for understanding upcoming regulatory changes and preparing your Fair Lending program.
Led by regulatory strategist Tasia Craig, the training offers actionable steps to assess and improve underwriting, pricing, marketing, and governance practices. You’ll learn how to modernize your program, reduce compliance risk, and stay ahead of enforcement expectations. Whether you work at a bank, non-bank lender, or fintech, this session delivers a strategic framework to strengthen your Fair Lending program now and for the year ahead.
Who This Is Designed For: Fair Lending officers, compliance professionals, legal counsel, risk managers, and product leaders who need a practical introduction to upcoming Fair Lending regulations and how to prepare their programs. No advanced technical background is required—just a focus on applying the rules effectively.
Agenda:
Upcoming Regulatory Priorities: What to expect from the CFPB, HUD, and DOJ in 2026, including redlining, algorithmic bias, Special Purpose Credit Programs (SPCPs), and CRA enforcement.
Modernizing Your Program: Practical strategies to assess underwriting, pricing, and marketing practices to meet evolving expectations.
AI and Automated Decisioning: How AI use in credit decisions impacts Fair Lending compliance and what to monitor.
Building a 2026-Ready Framework: Steps to enhance governance, data analytics, internal audits, and board reporting to satisfy regulators.
By the end of this webinar, you will know how to:
Identify the most important Fair Lending priorities for 2026.
Evaluate underwriting, pricing, and marketing practices for emerging compliance risks.
Integrate AI and automated decisioning considerations into your Fair Lending program.
Strengthen governance, data analytics, and reporting to meet regulatory expectations.
Build a proactive compliance framework that reduces risk and prepares your institution for future enforcement.