Course Description:

This advanced training session led by Michael DeBlis, explores the critical juncture where civil tax audits evolve into criminal investigations—an area fraught with risk for financial professionals, tax advisors, and legal counsel. Attendees will gain insight into how to detect early red flags in so-called “eggshell” and “reverse eggshell” audits, understand the role of IRS Criminal Investigation (CI), and develop practical strategies to protect clients and organizations.

The course also addresses the tactical use of Kovel arrangements to extend privilege to non-lawyer professionals and outlines how to prepare for parallel civil and criminal proceedings. This training is essential for professionals involved in tax planning, audit defense, or financial crime compliance.

Instructor: Michael DeBlis

Course Description:

Compliance expectations continue to rise, but staffing and budgets don’t always follow. This session focuses on where AML programs can find efficiencies without sacrificing effectiveness. We’ll look at ways to simplify onboarding, improve the quality of alerts, align monitoring tools to risk, and tighten up governance documentation. If your team is being asked to do more with less, this session will offer practical ways to keep your program on track.

Instructor: Sharon Blanchette

Course Description:

Feeling vulnerable when it comes to staying on top of the latest scams and schemes? You're not alone - new risks are hurled at financial services each and every day! It's impossible in 2025 to check news from any source without reports of skyrocketing fraud and financial crime.

Whether from traditional sources like robbery, check fraud, or identity theft, or from innovative cybercrimes that infiltrate your bank systems without being seen or heard, today's fraudsters are taking things to a whole new level! During this webinar, we will discuss an overview of fraud, the different types and how to create and maintain a fraud prevention program.

Instructor: Justin Muscolino

Course Description:

A second line of defense should do more than check boxes. This session focuses on how to design a second-line monitoring and testing program that’s risk-based, targeted, and useful. We’ll go over how to prioritize reviews, how to communicate findings, and how to ensure issues are tracked through remediation. The training is aimed at institutions looking to increase the value of their compliance oversight while keeping examiners confident in their governance model.

Instructor: Sharon Blanchette

Course Description:

This training provides a practical overview of Know Your Customer (KYC), Customer Identification Program (CIP), Customer Due Diligence (CDD), and Enhanced Due Diligence (EDD) processes for high-risk customers and businesses.

Participants will learn how to identify, assess, and manage elevated risk profiles in accordance with regulatory requirements. The session covers red flags, documentation expectations, and best practices for mitigating financial crime risks associated with high-risk individuals and entities.

Instructor: Justin Muscolino

Course Description:

This training session takes a behind-the-scenes look at how crypto investigations unfold—from the initial trigger to building a case that can stand up in court. Participants will learn what types of activity raise red flags with regulators and law enforcement, how investigators trace transactions on the blockchain, and what evidence is needed to support enforcement actions or criminal prosecution.

Through real-world examples and practical insights, this course helps compliance professionals, fintechs, and VASPs better understand how their monitoring and reporting efforts support larger investigative goals.

A must-attend for anyone involved in crypto compliance, fraud detection, or law enforcement collaboration.

Instructor: Lourdes Miranda

Course Description:

Even as financial crime and sanctions grab headlines, consumer protection remains a top priority for regulators. This session outlines why consumer compliance should remain a focus in 2025, and where examiners are still finding weaknesses. Topics include SCRA, MLA, Regulation E, FCRA, FDCPA, UDAAP, and complaint management. If your institution is thinking of shifting resources away from consumer compliance, this session offers reasons to think twice..

Instructor: Sharon Blanchette

Course Description:

Money laundering is a global issue that evolves as criminals find new ways to clean illicit funds. In high-risk sectors, these activities are particularly complex, involving three phases to conceal the source of the money. Illicit funds often stem from drug trafficking, theft, organized crime, embezzlement, bribery, and corruption.

Anti-money laundering (AML) laws target these crimes, including market manipulation, illegal trade, public fund corruption, and tax evasion. This training will focus on the unique risks high-risk areas face and the regulations aimed at combating money laundering in these areas.

Instructor: Justin Muscolino

Course Description:

This training session is tailored for compliance officers, financial crime investigators, regulators, and anyone seeking an understanding of crypto’s relevance to compliance—even if your organization doesn’t offer crypto products or services.

This session delves into the darker side of crypto compliance and examining how illicit actors exploit digital assets. Moving beyond traditional KYC’s focus on verifying customers, you’ll gain insight into how to think like a bad actor—“The Other KYC…Know-Your-Criminal™”—as well as identify emerging trends conducted by illicit actors—and how to implement controls to mitigate risks to safeguard your institution in an evolving digital asset landscape.

Instructor: Lourdes Miranda

Course Description:

Even as financial crime and sanctions grab headlines, consumer protection remains a top priority for regulators. This session outlines why consumer compliance should remain a focus in 2025, and where examiners are still finding weaknesses. Topics include SCRA, MLA, Regulation E, FCRA, FDCPA, UDAAP, and complaint management. If your institution is thinking of shifting resources away from consumer compliance, this session offers reasons to think twice..

Instructor: Sharon Blanchette

Course Description:

This training provides a comprehensive overview of Fair Lending laws and how they apply specifically to high-risk businesses and customer segments. Discrimination in lending—whether overt, disparate treatment, or disparate impact—can lead to serious regulatory scrutiny and reputational harm.

This session will help participants recognize where fair lending risks commonly arise when working with high-risk entities, such as cash-intensive businesses, fintech partnerships, and customers operating in industries with elevated compliance expectations.

Through regulatory guidance, real-world scenarios, and actionable strategies, participants will gain the tools needed to detect potential issues, apply consistent standards, and document decisions to support fair outcomes. This is essential for institutions aiming to ensure equitable treatment while effectively managing risk.

Instructor: Justin Muscolino

Course Description:

This course explores how to embed compliance and risk into the foundation of your organization’s culture. We’ll discuss the role of ethical conduct, how to build strong partnerships between compliance teams and leadership, and how to make risk a central part of strategic planning and product development. Instead of reacting to issues, we’ll focus on building a proactive culture—“risk by design”—that prevents problems before they start.

Instructor: Rachel Sirios

Course Description:

Before your institution ever reports a single field to the CFPB, you need to define your internal HMDA rules clearly and consistently. Many HMDA fields are open to interpretation, and setting internal standards can prevent confusion, inconsistencies, and errors down the road. This session covers the gray areas HMDA doesn’t define and gives you practical tools to make those decisions, document them, and train staff.

Instructor: Jess Hawks

Course Description:

Financial institutions, fintechs, and advisory professionals increasingly face legal demands for information as the IRS and Department of Justice expand their enforcement reach. This session prepares professionals to effectively respond to IRS civil summonses and criminal grand jury subpoenas—two powerful tools used in tax and financial crime investigations.

The course explains the differences in scope, authority, and risk between these mechanisms and provides actionable guidance on document production, protecting privileged communications, and avoiding inadvertent waiver. Attendees will also learn when and how to escalate matters to legal counsel, and the potential consequences of cooperating too quickly—or not at all.

Instructor: Michael DeBlis

Course Description:

This training covers two key areas of fraud that continue to affect financial institutions: elder fraud and online fraud. The first part focuses on elder fraud, including how criminals target older adults through scams and how institutions can implement preventative measures. We’ll look at examples, warning signs, and how to respond when fraud is suspected. The second part addresses online fraud trends, including how fraud schemes are being used to move illicit funds. We’ll also review related money laundering risks and recent regulatory guidance. This session is practical, focused, and designed to help front-line and compliance teams better protect customers and their institutions.

Instructor: Timothy Dunfey

Course Description:

The Bank Secrecy Act (BSA) is a US law that fights money laundering and other financial crimes. BSA requires businesses to keep records and file reports that are determined to have a high degree of usefulness in criminal, tax, and regulatory matters. Individuals and financial institutions who fail to comply with BSA requirements may face severe penalties and, for more serious offenses, prison sentences. BSA rules and regulations must be followed by financial institutions.

Although financial institutions have been managing BSA operations in accordance with regulatory requirements, the shift to BSA audits has become increasingly important. During this webinar, we will discuss an overview of BSA, the reporting requirements, when and how to report and best tips for submitting and completing BSA reports.

Instructor: Justin Muscolino

Course Description:

The IRS possesses powerful investigative tools that go beyond traditional tax enforcement and are often used in financial crime cases involving fraud, money laundering, and asset concealment. This course, led by Michael DeBlis, provides an in-depth look at how IRS Criminal Investigation (CI) develops cases and the methods it uses to gather evidence.

Financial professionals, compliance teams, and legal advisors will learn to recognize the scope and limitations of administrative summonses, understand the growing role of international cooperation through MLATs, and anticipate how digital footprints and financial records are used to build cases. The session also explores the concept of willfulness and how it is interpreted in enforcement actions.

Instructor: Michael DeBlis

Course Description:

U.S. sanctions regulations continue to evolve in response to global events, and financial institutions must keep pace. This training provides an update on OFAC sanctions compliance in 2025, including recent developments related to Russia, Syria, and the use of dual-use goods. We’ll also cover the enforcement of secondary sanctions and the risks that apply to fintechs, MSBs, and community banks. Participants will learn what regulators expect when it comes to customer screening, due diligence, and internal controls. The goal of this session is to help institutions strengthen their sanctions compliance programs and reduce exposure to enforcement actions.

Instructor: Timothy Dunfey

Course Description:

Every regulator expects your institution to have a Compliance Management System—but many teams struggle with how to put one together that actually works. This training breaks down CMS into its core components and shows you how to build a program that’s right-sized, effective, and defensible. We’ll focus on getting buy-in, structuring oversight, and making sure the system supports your team—not just the examiners.

Instructor: Jess Hawks

Course Description:

Digital payments are reshaping the way money moves—and bringing new challenges for compliance teams. This session focuses on how fintechs, MSBs, and community banks are adapting to the rise of digital wallets, real-time payments, and nontraditional payment systems. We’ll explore how these trends may affect global transaction flows, especially with the increasing interest in alternatives to the U.S. dollar. The session also looks at the potential impact of the proposed Capital One–Discover merger and what it could mean for competition and access in the payments space. Attendees will gain a clearer view of where payment systems are headed and what risks they need to manage.

Instructor: Timothy Dunfey

Course Description:

Being audit-ready means more than collecting documents—it means knowing your program inside and out and being prepared to demonstrate it clearly. This session will cover the basics of organizing your materials, effectively responding to examiner requests, and setting the right tone during the audit process. If your team wants to show confidence, competence, and control during exams, this course will give you the tools to prepare.

Instructor: Rachel Sirios

Course Description:

ECOA has strict timelines—and mistakes here are one of the most common exam findings. This session takes a closer look at timing rules, including the proper use of the Notice of Incompleteness (NOI), how to stop the clock, and how to document timelines for withdrawn, incomplete, and denied applications. We’ll also walk through recent examiner trends and how to prepare for them.

Instructor: Jess Hawks

Course Description:

Testing and monitoring programs should do more than check boxes—they should uncover risk, strengthen controls, and support informed decision-making. In this session, we’ll walk through how to build a program that delivers real value. We’ll also explore how to identify your highest-risk areas, where technology can help (and where it can’t), and how to ensure your reviews lead to meaningful improvements—not just documentation.

Instructor: Rachel Sirios